Core Tools
Infrastructure
Product previews
From zero to regulator-ready
See how ComplyBridge walks you through a full MiCA CASP application — from entity setup to final submission package.
See how it works →The AI that knows your firm
Reasons across the live EU rulebook and your own policies, KYB data, UBOs, and integrations.
Explore Copilot →Coverage · Insurance
The insurance regime, operationalised.
The Solvency II review, a new recovery and resolution regime and the Retail Investment Strategy all land on insurers within the same window, on top of DORA, AML/CFT and the AI Act you already run. ComplyBridge tracks the policy and the limit, surfaces what overlaps with frameworks you already operate, and keeps your governance, ORSA and distribution evidence audit-ready between supervisory cycles. The actuarial engine stays where it belongs: in your models.
The framework
What are Solvency II, IDD and IRRD?
Insurance sits at the crossroads of EU finance. A typical undertaking already operates DORA, AML/CFT for its life business, data protection and, increasingly, the EU AI Act, which classes risk assessment and pricing in life and health insurance as high-risk. ComplyBridge resolves those obligations to the templates you already run and surfaces the overlaps explicitly, so you author only what is genuinely new.
The remaining work is where ComplyBridge does the heavy lifting: the system of governance and its key functions, ORSA, sustainability risk plans, pre-emptive recovery planning, and the full IDD distribution suite. Each obligation maps to a monitored control with cadence, owner and status. ORSA, the SFCR and RSR narrative, and the pre-emptive recovery plan get structured scaffolds; your actuarial and risk teams populate the analysis.
Which regime is yours.
Four ways an insurance business meets the rulebook. The register is sized to the one you're in, and shrinks when proportionality applies.
Life, non-life or reinsurance. Full Solvency II authorisation, the three pillars, the four key functions, ORSA and the reporting cycle. From 2027, pre-emptive recovery planning under IRRD where your supervisor brings you into scope.
The Solvency II review creates a formal regime: lighter governance, reporting and ORSA requirements for undertakings that meet the criteria and are classified by their supervisor.
Brokers, agents, ancillary intermediaries and bancassurance distributors. Registration under IDD in your home member state, the distribution suite, and the 15-hour annual training rule. No prudential pillar.
Group supervision adds a group ORSA, a group SFCR and a group supervisor coordinating the college. The review strengthens cross-border and group oversight.
Three regimes you're here for. Three you already run.
The register maps all six to one obligation set and shows where they overlap, so nothing is authored twice.
Risk assessment and pricing in life and health insurance are high-risk AI systems under the AI Act; AML/CFT applies to life business. Both resolve to templates you already run.
The path
Getting to a working insurance obligations stack.
The first six months get the register live and the policy pack authored ahead of the January 2027 application date. After that, the rhythm is cadence-driven: annual ORSA, periodic reporting, on-change notifications.
Surfaces the obligations already satisfied by your DORA, AML/CFT, data protection and AI Act templates. No insurance-specific clones, no duplicate authoring.
Governance framework, key-function charters, risk policies, POG and distribution procedures with the right parent-child structure; structured shells for ORSA, the SFCR/RSR narrative and the pre-emptive recovery plan.
Review cadence, owner (Risk, Compliance, Actuarial, Internal Audit, MLRO, CISO), status workflow and audit trail, sized by entity flags and shrinking automatically when proportionality applies.
The register and tracker are the ongoing side from day one: the annual ORSA, the reporting calendar, POG reviews and on-change notifications, with board pack and supervisor-ready exports one click away. See how the ongoing side works →
FAQ
Common questions.
See the register sized to your undertaking.
A short conversation about your profile: life, non-life, reinsurance, intermediary or group. We show you which obligations apply and which you already satisfy.
Already supervised? See how the ongoing side works →