Coverage · Markets in Crypto-Assets

Your MiCA license, handled.

Applying as a CASP, issuing an EMT or ART, or notifying a white paper — your gap analysis, policy suite and application pack are built here, from your own data. And once you're authorised, the same workspace keeps you that way.

EU flag under the Cinquantenaire arcade, Brussels
30
EEA states, one passport
10
CASP services under one authorisation
12
months on the typical CASP route — preparation is the part you control
€50K
minimum capital for a CASP, up to €150K by service class

The framework

What is MiCA?

The Markets in Crypto-Assets Regulation is the EU's single rulebook for crypto — one framework across all 30 EEA states, replacing the national patchwork. It covers the services you provide, the tokens you issue, and the offers you take to market. If you touch crypto-assets in Europe, one of its regimes applies to you.

Consumer protection
Disclosure, fair marketing and complaint handling — standards your clients can hold you to.
Market integrity
Insider dealing and market manipulation rules now reach crypto, with disclosure duties to match.
Governance standards
Fit-and-proper management, internal controls and risk frameworks your NCA will test, not just read.
EU passporting
Authorised once, by any NCA, you serve all 30 EEA states.

Four ways in. One of them is yours.

MiCA isn't one regime — it's four. What you owe the regulator depends on which door you're walking through.

CASP AUTHORISATION

You provide crypto-asset services — custody, exchange, execution, advice. Full authorisation, €50K–€150K minimum capital. The busiest route: 300+ authorised across the EEA, and the one detailed below.

EMT ISSUER

You issue a token pegged to a single fiat currency. That takes an EMI or credit-institution authorisation, plus MiCA's white paper, redemption and conduct rules. Around 30 issuers hold it today.

ART ISSUER

You issue a token referencing a basket — currencies, commodities, crypto. A dedicated MiCA authorisation with own-funds and reserve requirements. Nobody holds one yet. The first mover writes the playbook.

WHITE PAPER NOTIFICATION

You offer or list any other crypto-asset. No authorisation — but a compliant white paper, notified to your NCA before you go to market. The lightest regime, and the easiest one to get wrong.

Not sure which applies? That's the first question the readiness check answers.

Ten services. One authorisation.

Your authorisation is scoped to the services you name — and your minimum capital follows the highest class among them.

01Custody & administration€125,000
02Operating a trading platform€150,000
03Exchange services€125,000
04Order execution€50,000
05Placing of crypto-assets€50,000
06Transfer services€50,000
07Reception & transmission of orders€50,000
08Advice on crypto-assets€50,000
09Portfolio management€50,000
10Crypto-asset transfer services€50,000

Minimums set by MiCA; NCAs may impose higher requirements. CASPs must hold own funds at least equal to the higher of the relevant minimum or one quarter of fixed overheads.

The journey hasn't changed. Your side of it has.

From first assessment to authorisation — with months of preparation compressed into weeks, and the regulator's clock kept clean.

Shown for CASP authorisation — the busiest route. The same machinery runs EMT and ART applications and white paper notifications.

The traditional route

12–18+ MONTHS
Consultant scoping
Policy drafting with external counsel
Assembly & internal review
NCA review — repeated RFI clock-stops
6+ MONTHS OF PREP → 1–4 WEEKS

With ComplyBridge

AS FAST AS YOUR INPUTS — WEEKS, NOT QUARTERS
Submission-ready

Gap analysis, full policy suite, and a validated application package — generated from your data, tailored to your service scope.

FIXED BY LAW, KEPT ON COURSE
NCA review — the statutory clock

Fixed by law, not by us. A complete, validated package means fewer RFIs and fewer clock-stops — we track every deadline and keep the application on course.

ONGOING
Authorised & beyond

Regulatory change monitoring, policy reviews, reporting and audit readiness. Authorisation is where this page ends — and where most of the platform's life is spent.

Document generation itself takes hours. The pace is set by how ready your inputs are.

How ComplyBridge helps

Months of manual work, automated.

Start a readiness check
Automated policy generation

20+ policies pre-mapped to MiCA articles, populated from your specifics, version-controlled from day one.

Intelligent document assembly

License Builder compiles the pack, cross-references every requirement, and tells you what's missing before the NCA does.

Ongoing compliance monitoring

Change alerts, actionable flags, a live compliance score and periodic reporting — for every year after the license.

Start a readiness check
Already authorised?

Start from the other side — the readiness check maps your current obligations instead of your application, and the same monitoring, policy review and reporting take over from there. See how the ongoing side works →

FAQ

Common questions.

Who needs a MiCA license?
Any entity providing crypto-asset services to EU clients — exchanges, custodians, portfolio managers, advisors. Credit institutions, investment firms and EMIs can provide certain services under a notification instead of a fresh authorisation — worth checking before you assume you need the full route.
We issue an EMT or ART — what applies to us?
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Do utility tokens need authorisation?
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How long does licensing take?
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Can I operate across all EU countries with one license?
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Is the transitional period over?
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We're already authorised — is this page still for us?
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Find out how ready you are.

Two minutes of questions. A gap analysis mapped to MiCA's actual requirements — yours to keep either way.

Already authorised? See how the ongoing side works →