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Explore capabilities →Employees
7,050
· headcount, end-2025 · whole institutionFY2025
Annual budget
€1,856m
· operating cost · whole institution, analytic-accounting basisFY2025
Supervised entities
116
· on-site inspectionsFY2025
Overview
Banca d'Italia is Italy's central bank and the prudential supervisor of its banks and non-bank financial intermediaries within the Single Supervisory Mechanism. In 2025 it carried out 116 on-site inspections and over 16,400 supervisory analyses and interventions across banks and non-bank intermediaries, and ordered intermediaries to return €35.4 million to customers. It also extended its AML supervisory provisions to crypto-asset service providers as MiCA took hold in Italy. Everything below is Banca d'Italia's own data, from its FY2025 annual report.
Regulated sectors
Leadership
- Fabio PanettaGovernor · since 2023
- Paolo AngeliniDirector General · since 2026
Figures as published by Banca d'Italia for FY2025. Source: Banca d'Italia — Relazione sulla gestione e sulla sostenibilità 2025 (Italian) (Published 29 May 2026). Data as of 31 December 2025. Supplementary: Relazione annuale sul 2025 (Italian landing page).
Organisation (FY2025)
| Item | Value |
|---|---|
| Staff | 7,050 employees (end-2025) +23 y/y. Whole institution — 4,866 head office, 1,908 branch network, 272 secondments, 4 abroad. Includes monetary policy, banknote production, treasury services and the UIF; not supervision capacity |
| Operating cost | €1,856m +4% nominal. Eurosystem analytic-accounting basis, whole institution — distinct from the statutory accounts |
| Financial result | €1,652m net profit €1,272m distributed to the Italian State; €466m taxes. Context, not a supervision metric |
Supervisory activity 2025
| Item | Value |
|---|---|
| Supervisory actions — banks | 11,200+ Azioni di vigilanza conoscitiva e correttiva |
| Supervisory actions — non-bank intermediaries | ~4,300 |
| On-site inspections | 116 Report's key-figures value across banks and non-bank intermediaries. Component figures disclosed: 25 at significant banks (with the SSM, incl. internal-model validations) · 22 at less-significant banks · 43 at non-bank financial entities |
| Analyses, meetings, intervention letters, measures | 16,400 |
| Crisis management | 110 LSI resolution plans + contributions to 8 SI plans In the SRB. Two new compulsory liquidations; 38 liquidations ongoing at year-end |
| Macroprudential | 7 systemically important institutions designated |
AML / CFT 2025
| Item | Value |
|---|---|
| Intermediaries in annual AML cycle | 356 Group-level analysis for 32 banking groups |
| Interventions / inspections | 552 interventions · 38 inspections · 3 thematic investigations In line with 2024 |
| Crypto | AML supervisory provisions extended to crypto-asset service providers Alongside EBA guidance on restrictive measures |
Consumer protection 2025
| Item | Value |
|---|---|
| Restitution ordered to customers | €35.4m vs €54m in 2024. Outcome of off-site and on-site supervision |
| Complaints handled | ~12,800 general + ~3,200 Central Credit Register Average response 13 and 18 days respectively |
| Banking & Financial Ombudsman (ABF) | ~12,500 decisions 37% upheld in whole or part; 107-day average |
Notable 2025
| Item | Value |
|---|---|
| Return to profit | Banca d'Italia returned to profit in 2025 (€1,652m net) after two loss-making years, sending €1,272m to the Italian State. |
| Branch network reshaped | Prudential supervision concentrated in 8 branches, two branch closures announced, and the network heading to 36 branches. |
| Payments-infrastructure role | Co-runs the Eurosystem's core payment platforms — develops and operates T2 and T2S with the Bundesbank and built and runs TIPS, whose instant-payment volumes more than doubled in 2025. |
| Hiring wave | Over 400 hires are planned for 2026 to staff European projects, the digital-euro build-out and the digital transformation of the Bank. |
| Governor's global role | Fabio Panetta has chaired the BIS Committee on Payments and Market Infrastructures since 2023 — an unusually central role in global payments standard-setting for a national supervisor. |
Key legislation
Testo Unico Bancario (TUB)
Consolidated Banking Act
Testo Unico della Finanza (TUF)
Consolidated Finance Act
D.Lgs. 129/2024
MiCA / DORA implementation