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Explore capabilities →Employees
~2,200
2024 (whole institution)
Annual budget
€571.3m
· actual cost of core tasks (whole institution)FY2025
Supervised entities
~900
2024
Overview
De Nederlandsche Bank is the Dutch central bank and prudential supervisor, combining Eurosystem monetary policy with licensing and supervision of banks, insurers, pension funds, and payment and e-money institutions — the Netherlands' payments licensing authority. In 2025 its supervision was dominated by the pension transition, with 30 of 138 pension funds converted to the new system by 1 January 2026, while its two largest fines of the year — €20 million and €15 million — went to major banks. Under MiCAR, DNB's national crypto registration regime ended in 2025 as CASP supervision passed to the AFM, with DNB retaining the prudential role for asset-referenced and e-money token issuers. Everything below is DNB's own data, from its FY2025 annual report.
Regulated sectors
Leadership
- Olaf SleijpenPresident · since 2025
- Steven MaijoorExecutive Board member, Supervision · since 2021
Figures as published by De Nederlandsche Bank for FY2025. Source: DNB jaarverslag 2025 (Dutch — authoritative) (Presented to the General Meeting 23 March 2026). Data as of 31 December 2025. Supplementary: DNB Annual Report 2025 — full PDF (English translation).
Organisation (FY2025)
| Item | Value |
|---|---|
| Cost of core tasks — actual | €571.3m Budget €593.0m; whole institution — includes monetary/central-bank tasks alongside supervision |
| ZBO tasks (supervision · resolution · DGS) | €13.4m under budget Underrun on the ZBO cost framework in 2025 |
| Annual result | −€967m loss 2024: −€3,194m; driven by monetary operations (−€1,224m); no dividend |
| Dutch banks' CET1 ratio | 17.8% Year-end 2025 sector figure (system indicator, not DNB resource) |
Supervisory activity 2025
| Item | Value |
|---|---|
| Enforcement measures at supervised institutions | 35 17 prudential · 18 integrity; 2024: 44. Formal 17 include 12 administrative fines, 3 orders subject to penalty, 1 instruction, 1 licence revoked |
| Largest fines | €20m · €15m Bank — risk management and AML deficiencies (€20m); bank — bonus ban (€15m) |
| Actions against illegal providers | 3 fines for unregistered crypto services · 1 order subject to penalty (trust services) · 1 fine on a director of an illegal trust office |
| Statistics-reporting enforcement | 292 orders subject to penalty + 1 fine 2024: 364 + 0. Scope: balance-of-payments statistics submissions — separate from supervisory enforcement |
| Whistleblowing Platform reports | 51 received 20 designated suspected wrongdoing; 10 led to supervisory action |
| Woo (open government) information requests | 36 2024: 13 |
Notable 2025
| Item | Value |
|---|---|
| Pension transition dominates 2025 agenda | 30 of 138 pension funds converted to the new system by 1 January 2026 (over half of scheme members; one-third of assets). ~50 more expected in 2026; statutory completion 1 January 2028. |
| Payments licensing authority for the Netherlands | DNB licenses and supervises payment institutions and e-money institutions — a sector dense with EU fintechs. |
| MiCAR handoff | DNB's national crypto registration regime ended in 2025 as CASP supervision passed to the AFM; DNB retains the prudential role for asset-referenced token (ART) and e-money token (EMT) issuers. |
| New President | Olaf Sleijpen took office 1 July 2025 after Klaas Knot's 14 years; also becomes NGFS chair 1 July 2026. |
| DNB2030 efficiency programme | A 10% budget cut (~€60m in savings) targeted by 2030 with internal restructuring. |
Key legislation
Bankwet 1998
Bank Act — statutory objectives: price stability (ESCB), financial stability
Wet op het financieel toezicht (Wft)
Financial Supervision Act — sound and ethical financial institutions
Public registers
Application portals
Recent publications
- DNB jaarverslag 2025
2026-03-23