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Explore capabilities →European Union · EU-level body
European Banking Authority
EBA · EU-level supervisory authority
Employees
271
FY2025 (authorised posts · 98.4% budget execution)
Annual budget
€60.2M
FY2025 (budget as amended)
Supervised entities
N/A (technical standards + oversight)
2024
Overview
The EU's banking authority — one of the three ESAs. Writes the technical standards, guidelines, and Q&As that flesh out CRD, CRR, PSD2, and (jointly with ESMA) MiCA. Coordinates the annual EU-wide bank stress test. Directly supervises AML for high-risk cross-border banking activities under AMLR.
Regulated sectors
Leadership
- François-Louis MichaudChairperson · since March 2026
- Jonathan Overett SomnierActing Executive Director · since April 2026
Key legislation
EBA Regulation (EU) No 1093/2010
Founding Act
CRD / CRR
Capital requirements
PSD2 / PSD3
Payment services
AMLR / AMLD6
AML rulebook + AMLA coordination
Public registers
Application portals
Recent publications
- Risk Assessment Report 2024
2024-12-05
- Guidelines on ESG risks
2024-08-01