Core Tools

Copilot

Answers from the rulebook and your own data

Policy Studio

Generate compliant policies in minutes

License Builder

Automate your full license application

Compliance Dashboard

Track obligations across frameworks

Code Compliance

Scan your codebase against the rulebook

Infrastructure

Data Room

Encrypted storage for verification data

KYB Intake

Onboard prospects without procurement

Confide

Whistleblowing channel, turnkey

Integrations

Sumsub, LexisNexis, and more

Product previews

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License Builder

From zero to regulator-ready

See how ComplyBridge walks you through a full MiCA CASP application — from entity setup to final submission package.

See how it works →

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Copilot

The AI that knows your firm

Reasons across the live EU rulebook and your own policies, KYB data, UBOs, and integrations.

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Frameworks we cover

Banking

Credit-institution obligations (CRD VI / CRR III)

Insurance

Solvency II · IDD · IRRD

PSD2 / PSD3

Payment Services Directive

EMD2

Electronic Money

MiFID II

Markets in Financial Instruments

MiCA

Markets in Crypto-Assets

DORA

Digital Operational Resilience Act

AML/CFT

AMLD → AMLR

← Back to regulators

🇪🇺European Union · EU-level body

European Banking Authority

EBA · EU-level supervisory authority

Pariswww.eba.europa.eu

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Activity Index

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EU-level mandateMethodology →

As of 15 June 2026Published figures unless marked

Employees271FY2025 (authorised posts · 98.4% budget execution)

Annual budget€60.2MFY2025 (budget as amended)

Supervised entitiesN/A (technical standards + oversight)2024Not disclosed

Overview

The EU's banking authority — one of the three ESAs. Writes the technical standards, guidelines, and Q&As that flesh out CRD, CRR, PSD2, and (jointly with ESMA) MiCA. Coordinates the annual EU-wide bank stress test. Directly supervises AML for high-risk cross-border banking activities under AMLR.

Regulated sectors

BanksPayment institutionsE-money institutionsCredit institutions

Leadership

François-Louis Michaud

Chairpersonsince March 2026

Jonathan Overett Somnier

Acting Executive Directorsince April 2026

Key legislation

EBA Regulation (EU) No 1093/2010

Founding Act

CRD / CRR

Capital requirements

PSD2 / PSD3

Payment services

AMLR / AMLD6

AML rulebook + AMLA coordination

Registers, portals and publications

Public registers

Credit institutions register PSD2 register

Application portals

Interactive Single Rulebook

Recent publications

Risk Assessment Report 20242024-12-05Guidelines on ESG risks2024-08-01

Data as of 15 June 2026 · Source: www.eba.europa.eu (authority website) + ComplyBridge researchActivity Index methodology →