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🇲🇹Malta · EU member

Financial Intelligence Analysis Unit (Malta)

FIAU · AML authority
Florianafiaumalta.org
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FY2025 · as of 31 December 2025Published figures unless marked

Employees141employees
Annual budget€11.5mbudget — basis to confirm in AR2025
Supervised entities2,756subject persons under AML/CFT supervision

Overview

The Financial Intelligence Analysis Unit is Malta's AML/CFT supervisory authority and financial intelligence unit. It does not license financial institutions: the Malta Financial Services Authority licenses banks, investment firms, insurers and crypto-asset service providers, while the FIAU supervises all obliged entities' anti-money-laundering compliance and can enforce directly — in 2025 it received 10,721 suspicious transaction reports, carried out 150 supervisory interventions and issued 71 enforcement measures, with €1.34 million in administrative penalties. Its Director, Alfred Zammit, was appointed Vice-Chair of MONEYVAL for 2026–2028. Everything below is the FIAU's own data, from its FY2025 annual report.

Regulated sectors

3
BanksPayment institutionsCrypto-asset service providers

Figures as published by Financial Intelligence Analysis Unit (Malta) for FY2025. Source: FIAU Annual Report 2025 (English) (Published June 2026). Data as of 31 December 2025. Supplementary: FIAU (English).

Leadership

1
Alfred Zammit

Directorsince 2021

Full board

Organisation (FY2025)

Employees
141
Budget
€11.5mBasis to confirm in AR2025
Subject persons supervised
2,756Across financial and non-financial sectors

Reports and supervision 2025

Suspicious transaction reports
10,721+13% y/y; relating to >14,000 natural and >1,000 legal persons as main subjects
Supervisory interventions
150Incl. 37 full-scope on-site inspections · 48 thematic reviews · 23 AML/CFT returns-based reviews; 25 carried out by the MFSA and 11 by the MGA on the FIAU's behalf under Art. 27(3) PMLA

Enforcement 2025

Enforcement measures
71Calendar-year basis
Administrative penalties
€1,340,242Plus 19 separate penalties under the Use of Cash (Restriction) Regulations; calendar-year basis

Governance

FY2025
Board of Governors + Director
Non-executive Board of Governors (7 members) + DirectorBoard appointed under the Prevention of Money Laundering Act; Chair and Deputy Chair appointed by the Prime Minister

Notable 2025–2026

Split from licensing
Malta splits AML supervision from licensing: the MFSA licenses, the FIAU supervises and enforces AML/CFT — including over MiCA-licensed CASPs.
STR growth
STR volumes have risen every year since 2022, reaching 10,721 in 2025.
Settlement Process
Launched in April 2026 — adds a negotiated-outcome track to FIAU enforcement.
MONEYVAL Vice-Chair
Director Alfred Zammit will serve as MONEYVAL Vice-Chair for 2026–2028 — outsized international presence for a small-jurisdiction FIU.

Key legislation

3
Prevention of Money Laundering Act (Cap 373)

AML/CFT — foundational

Prevention of Money Laundering and Funding of Terrorism Regulations

Implementing regulations

Settlement Process (April 2026)

Adds a negotiated-outcome track to FIAU enforcement

Registers, portals and publications

Application portals

FIAU CASPAR portal

Recent publications

FIAU Annual Report 20252026-06-01
Data as of 31 December 2025 · Source: fiaumalta.org + ComplyBridge researchActivity Index methodology →