Core Tools
Infrastructure
Product previews
From zero to regulator-ready
See how ComplyBridge walks you through a full MiCA CASP application — from entity setup to final submission package.
See how it works →The only AI that knows your firm
Reasons across the live EU rulebook and your own policies, KYB data, UBOs, and integrations.
Explore capabilities →Malta · EU member
Financial Intelligence Analysis Unit (Malta)
FIAU · AML authority
Employees
141
· employeesFY2025
Annual budget
€11.5m
· budget — basis to confirm in AR2025FY2025
Supervised entities
2,756
· subject persons under AML/CFT supervisionFY2025
Overview
The Financial Intelligence Analysis Unit is Malta's AML/CFT supervisory authority and financial intelligence unit. It does not license financial institutions: the Malta Financial Services Authority licenses banks, investment firms, insurers and crypto-asset service providers, while the FIAU supervises all obliged entities' anti-money-laundering compliance and can enforce directly — in 2025 it received 10,721 suspicious transaction reports, carried out 150 supervisory interventions and issued 71 enforcement measures, with €1.34 million in administrative penalties. Its Director, Alfred Zammit, was appointed Vice-Chair of MONEYVAL for 2026–2028. Everything below is the FIAU's own data, from its FY2025 annual report.
Regulated sectors
Leadership
- Alfred ZammitDirector · since 2021
Figures as published by Financial Intelligence Analysis Unit (Malta) for FY2025. Source: FIAU Annual Report 2025 (English) (Published June 2026). Data as of 31 December 2025. Supplementary: FIAU (English).
Organisation (FY2025)
| Item | Value |
|---|---|
| Employees | 141 |
| Budget | €11.5m Basis to confirm in AR2025 |
| Subject persons supervised | 2,756 Across financial and non-financial sectors |
Reports and supervision 2025
| Item | Value |
|---|---|
| Suspicious transaction reports | 10,721 +13% y/y; relating to >14,000 natural and >1,000 legal persons as main subjects |
| Supervisory interventions | 150 Incl. 37 full-scope on-site inspections · 48 thematic reviews · 23 AML/CFT returns-based reviews; 25 carried out by the MFSA and 11 by the MGA on the FIAU's behalf under Art. 27(3) PMLA |
Enforcement 2025
| Item | Value |
|---|---|
| Enforcement measures | 71 Calendar-year basis |
| Administrative penalties | €1,340,242 Plus 19 separate penalties under the Use of Cash (Restriction) Regulations; calendar-year basis |
Governance
| Item | Value |
|---|---|
| Board of Governors + Director | Non-executive Board of Governors (7 members) + Director Board appointed under the Prevention of Money Laundering Act; Chair and Deputy Chair appointed by the Prime Minister |
Notable 2025–2026
| Item | Value |
|---|---|
| Split from licensing | Malta splits AML supervision from licensing: the MFSA licenses, the FIAU supervises and enforces AML/CFT — including over MiCA-licensed CASPs. |
| STR growth | STR volumes have risen every year since 2022, reaching 10,721 in 2025. |
| Settlement Process | Launched in April 2026 — adds a negotiated-outcome track to FIAU enforcement. |
| MONEYVAL Vice-Chair | Director Alfred Zammit will serve as MONEYVAL Vice-Chair for 2026–2028 — outsized international presence for a small-jurisdiction FIU. |
Key legislation
Prevention of Money Laundering Act (Cap 373)
AML/CFT — foundational
Prevention of Money Laundering and Funding of Terrorism Regulations
Implementing regulations
Settlement Process (April 2026)
Adds a negotiated-outcome track to FIAU enforcement
Application portals
Recent publications
- FIAU Annual Report 2025
2026-06-01