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Croatian Financial Services Supervisory Agency
HANFA · Financial supervisory authorityMeasured
Employees
165
· employeesFY2025
Annual budget
€15.77m
· planned expenditure FY2025 (financial plan, not actuals)FY2025
Supervised entities
1,000+
· supervised entitiesFY2025
Overview
HANFA is Croatia's supervisor for the non-banking financial sector — capital markets, insurance, investment and pension funds, leasing and factoring — and the country's licensing authority for crypto-asset service providers under MiCA. It issued Croatia's first five MiCA CASP licences ahead of the 1 July 2026 end of the transitional period, from which date only MiCA-licensed providers may serve Croatian and EU clients. Its long-serving Chair, Ante Žigman, left in June 2026 to become Governor of the Croatian National Bank. Everything below is HANFA's own data, from its official publications for 2025 and 2026.
Regulated sectors
Leadership
- Anamarija StaničićDeputy Chair of the Council (leading pending a new Chair) · since 2025
- Jurica JednačakCouncil Member · since 2018
- Antun PalarićCouncil Member · since 2018
- Martina VerićCouncil Member · since 2025
Figures as published by Croatian Financial Services Supervisory Agency for FY2025. Source: HANFA annual reports page (Croatian) (FY2025 annual report not yet published at 1 Aug 2026). Data as of 31 December 2025. Supplementary: HANFA MiCA transition statement (1 Jul 2026).
Organisation (FY2025)
| Item | Value |
|---|---|
| Employees | 165 |
| Planned expenditure FY2025 | €15,771,829.64 HANFA financial plan — plan, not actuals; replace with report actuals when AR2025 publishes |
Crypto / MiCA
| Item | Value |
|---|---|
| MiCA CASP licences | 5 Issued by the end of the transitional period 1 July 2026; recipients include Bitblock d.o.o., IN KAPITAL d.o.o. and DIGITAL ASSETS (Split) |
| MiCA transitional period | Ended 1 July 2026 VASPs operating under AML registration could no longer serve clients without a CASP licence from that date |
Supervised entities (FY2025)
| Item | Value |
|---|---|
| Insurance undertakings | 14 Operating throughout 2025 (HANFA monthly reports) |
| Insurance premium | €1.7bn (Jan–Oct 2025) +7.9% y/y |
| Faktoring companies | 3 End Q3 2025 |
Council activity
| Item | Value |
|---|---|
| Council decisions (Žigman era, 2018–2026) | 7,642 across 357 sessions Both mandates combined; HANFA's own summary |
Notable 2025–2026
| Item | Value |
|---|---|
| Croatia's MiCA CASP authority | Five licences issued before the EU-wide 1 July 2026 transitional cut-off. |
| Chair transition | Chair Ante Žigman departed after eight years (2018–2026) to lead the Croatian National Bank — an unusual regulator-to-central-bank move that pairs the two Croatian profiles. |
| One-roof remit | HANFA's remit spans crypto, capital markets, insurance, pensions, leasing and factoring under one roof. |
| New-mandate focus | Crypto-market supervision, climate transition in the financial sector, and capital-markets development (investment-account model announced). |
Key legislation
Act on the Croatian Financial Services Supervisory Agency
Founding statute
Capital Market Act
Securities markets, investment firms
Insurance Act
Insurance undertakings
Croatian MiCA implementation
CASP authorisation and supervision