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🇭🇷Croatia · EU member

Croatian Financial Services Supervisory Agency

HANFA · Financial supervisory authority
Zagrebwww.hanfa.hr
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FY2025 · as of 31 December 2025Published figures unless marked

Employees165employees
Annual budget€15.77mplanned expenditure FY2025 (financial plan, not actuals)
Supervised entities1,000+supervised entities

Overview

HANFA is Croatia's supervisor for the non-banking financial sector — capital markets, insurance, investment and pension funds, leasing and factoring — and the country's licensing authority for crypto-asset service providers under MiCA. It issued Croatia's first five MiCA CASP licences ahead of the 1 July 2026 end of the transitional period, from which date only MiCA-licensed providers may serve Croatian and EU clients. Its long-serving Chair, Ante Žigman, left in June 2026 to become Governor of the Croatian National Bank. Everything below is HANFA's own data, from its official publications for 2025 and 2026.

Regulated sectors

5
Investment firmsAsset managersCrypto-asset service providersInsurance companiesPension funds

Figures as published by Croatian Financial Services Supervisory Agency for FY2025. Source: HANFA annual reports page (Croatian) (FY2025 annual report not yet published at 1 Aug 2026). Data as of 31 December 2025. Supplementary: HANFA MiCA transition statement (1 Jul 2026).

Leadership

4
Anamarija Staničić

Deputy Chair of the Council (leading pending a new Chair)since 2025

Jurica Jednačak

Council Membersince 2018

Antun Palarić

Council Membersince 2018

Martina Verić

Council Membersince 2025

Full board

Organisation (FY2025)

Employees
165
Planned expenditure FY2025
€15,771,829.64HANFA financial plan — plan, not actuals; replace with report actuals when AR2025 publishes

Crypto / MiCA

FY2025
MiCA CASP licences
5Issued by the end of the transitional period 1 July 2026; recipients include Bitblock d.o.o., IN KAPITAL d.o.o. and DIGITAL ASSETS (Split)
MiCA transitional period
Ended 1 July 2026VASPs operating under AML registration could no longer serve clients without a CASP licence from that date

Supervised entities (FY2025)

Insurance undertakings
14Operating throughout 2025 (HANFA monthly reports)
Insurance premium
€1.7bn (Jan–Oct 2025)+7.9% y/y
Faktoring companies
3End Q3 2025

Council activity

FY2025
Council decisions (Žigman era, 2018–2026)
7,642 across 357 sessionsBoth mandates combined; HANFA's own summary

Notable 2025–2026

Croatia's MiCA CASP authority
Five licences issued before the EU-wide 1 July 2026 transitional cut-off.
Chair transition
Chair Ante Žigman departed after eight years (2018–2026) to lead the Croatian National Bank — an unusual regulator-to-central-bank move that pairs the two Croatian profiles.
One-roof remit
HANFA's remit spans crypto, capital markets, insurance, pensions, leasing and factoring under one roof.
New-mandate focus
Crypto-market supervision, climate transition in the financial sector, and capital-markets development (investment-account model announced).

Key legislation

4
Act on the Croatian Financial Services Supervisory Agency

Founding statute

Capital Market Act

Securities markets, investment firms

Insurance Act

Insurance undertakings

Croatian MiCA implementation

CASP authorisation and supervision

Registers, portals and publications

Public registers

HANFA registers

Application portals

HANFA e-services
Data as of 31 December 2025 · Source: www.hanfa.hr + ComplyBridge researchActivity Index methodology →