Croatian National Bank

The Hrvatska narodna banka (Croatian National Bank) is Croatia's central bank and the prudential supervisor of the country's credit institutions, credit unions, and payment and electronic money institutions, operating inside the euro area's Single Supervisory Mechanism. In 2025 it supervised 20 credit institutions holding a record €91.1 billion in assets, issued 109 supervisory measures and recommendations, and raised the countercyclical capital buffer from 1.5% to 2% (applicable from 1 January 2027) in response to strong credit growth. It also runs a distinctive supervision regime over the non-performing-loan servicing market, covering €3.4 billion in serviced NPLs. Everything below is HNB's own data, from its FY2025 annual report.

HNB is an integrated central bank. The staff figure covers the whole institution, including monetary policy, currency and reserve management functions alongside supervision, and is not directly comparable with standalone supervisory authorities.

Figures as published by Croatian National Bank for FY2025. Source: HNB Godišnje izvješće 2025 (Croatian) (Published 29 May 2026). Data as of 31 December 2025. Supplementary: HNB operating-cost disclosure FY2025.

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