Polish Financial Supervision Authority

Poland's KNF is a standalone supervisor funded entirely by levies on the firms it oversees — the NBP, Poland's central bank, has a seat on the Commission but no supervisory role. The scale is unlike anywhere else in the region: 195,057 licensing and registry actions in 2025, and a mediation programme that settled over 5,400 CHF-mortgage disputes in a single year. Everything below is the KNF's own data, from its FY2025 annual report.

Figures as published by Polish Financial Supervision Authority for FY2025. Source: Sprawozdanie z działalności UKNF oraz KNF w 2025 roku (Adopted by KNF 26 June 2026; approved by the Chair 1 July 2026). Data as of 31 December 2025.

Full board

The staff measure here is FTE positions. At 1,475.63 FTE against the PLN 680m allocation, spend per FTE is roughly €107,000. FX: ~4.30 PLN/EUR.

Two distinct entities, both covered by the same report: KNF — the Commission, a collegiate body (Chair, three Deputy Chairs, nine members: six voting, three advisory); and UKNF — the Office serving it, which employs the staff. UKNF has been a state legal person since 1 January 2019, funded directly by levies on supervised entities, not the state budget. Seven organisational divisions at year end, plus seven units outside the division structure. NBP is Poland's central bank and is not the financial supervisor — the NBP President (or a delegated Board member) sits on KNF as a voting member.

Scope totals: core supervised institutions ~2,000 · plus intermediaries and agents ~38,000 · non-supervised registers add a further ~220,000. Poland's report draws the supervised / merely-registered line unusually explicitly.

Registered but not supervised — KNF maintains the registers only. Kept as its own block per the Polish report, never merged into the supervised totals.

Banking priorities for 2025: capital requirement calculation for credit and operational risk; product risk and distribution; interest rate risk in the banking book; liquidity crisis preparedness. Four commercial banks and 13 cooperative banks were under recovery plans.

The CHF mortgage settlement programme has been running since October 2021: 6,624 proceedings initiated in 2025 — nearly 91% of all mediations; 7,463 concluded; 5,485 ended in settlement — a settlement rate above 73%. Thirty-three financial institutions consented to mediation; sixteen initiated it themselves. Thirteen firms received the "Financial institution friendly to mediation" distinction. No other European regulator operates anything comparable at this scale.