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🇱🇹Lithuania · EU member

Bank of Lithuania

Lietuvos bankas · Central bank
Vilniuswww.lb.lt
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FY2025 · as of 31 December 2025Published figures unless marked

Employees~700headcount · whole institutionEstimate
Annual budget€69.44mcore OPEX · self-funded (not state-funded)
Supervised entities900+financial market participants

Overview

Lietuvos bankas is Lithuania's central bank and integrated financial supervisor, and the licensing authority behind the EU's largest electronic-money-institution hub. It supervises more than 900 financial market participants, admitted 42 new entrants in 2025, and issued its first three MiCA crypto-asset service provider licences — to Robinhood Europe, Nuvei Liquidity and Coingate operator UAB Decentralized. Its EMI and PI sector processed €166.3 billion in payment transactions in 2025 on €652.6 million of licensed-activity revenue. Everything below is Lietuvos bankas' own data, from its FY2025 annual report.

Regulated sectors

6
BanksPayment institutionsE-money institutionsInvestment firmsCrypto-asset service providersInsurance companies

Figures as published by Bank of Lithuania for FY2025. Source: Bank of Lithuania Annual Report 2025 (Published 5 May 2026). Data as of 31 December 2025. Supplementary: Review of the Activities of Electronic Money and Payment Institutions (2025/Q4).

Organisation (FY2025)

Staff
~700Headcount, whole institution — includes monetary policy, cash, statistics; not supervision capacity
Estimate
Core operating expenditure (OPEX)
€69.44mLietuvos bankas does not operate on a standard state-funded budget — it generates its own income and reported a net profit of €84.7m for 2025 on top of what it spent on OPEX
Profit / transfer to state
€84.74m / €71.12mThird-largest contribution in Lietuvos bankas history

Supervised entities (end-2025)

Financial market participants
900+Bank's own headline, 31 December 2025
Banks
19End-2025, incl. 6 foreign bank branches; sector profit €1.063bn (unaudited); assets €94.3bn (+28.5%)
EMI/PI sector delta
+1 PI · −3 EMIs vs 2024Sector net profit €128m; revenue €652.6m (+14%); payment transactions €166.3bn (+8%); assets €3.8bn
Crowdfunding platforms
16End-2025; 2,948 projects funded, €379m (+36.3%)

Licensing 2025

New market entrants
4228 licences/authorisations + 14 public-list inclusions
CASP licences (MiCA)
3Robinhood Europe · Nuvei Liquidity · UAB Decentralized (Coingate); + UAB Micar Assets in early 2026
Newcomer Programme
172 FMPs advisedPrimarily EMI/PI and crypto-asset licensing

Supervisory activity 2025

Enforcement measures
2315 concluded via administrative agreements (new mechanism since end-2024)
Consumer dispute requests
1,294+44% y/y; 1,078 disputes settled — highest since 2012
Consultation events
14 events · 3,118 participantsAvg. 223 per event

Notable 2025

EU's EMI capital
More than 80 EMIs supervised, and the sector's payment transactions reached €166.3bn in 2025.
First MiCA CASP licences to heavyweights
Robinhood Europe and Nuvei Liquidity, alongside long-standing local operator Coingate; a hard deadline of 31 December 2025 required existing crypto firms to hold a MiCA licence or exit.
Revolut concentration
Revolut Holdings Europe, supervised in Lithuania, grew to 37.6% of the banking sector's market share (+9.9 p.p. in one year).
Register clean-up continues
Actively revoking EMI/PI licences (e.g. PAYTEND EUROPE, March 2026) alongside admitting new entrants.
Independent assessment
An independent ministry review graded the soundness and efficiency of supervisory decisions "A"; 83% of surveyed FMPs consider supervision effective.
Crowdfunding ranking
Lithuania ranks fifth in the EU by licensed crowdfunding providers and amounts funded.

Key legislation

4
Law on the Bank of Lithuania

Founding statute; price stability, financial stability, supervision of the financial market

Law on Banks

Credit-institution authorisation (CRD/CRR)

Law on Payments

PSD2 transposition — payment institutions

Law on Electronic Money and Electronic Money Institutions

EMD; Lithuania's EMI licensing regime

Registers, portals and publications

Application portals

Newcomer Programme

Recent publications

Bank of Lithuania Annual Report 20252026-05-05
Data as of 31 December 2025 · Source: www.lb.lt + ComplyBridge researchActivity Index methodology →