Core Tools

Copilot

Answers from the rulebook and your own data

Policy Studio

Generate compliant policies in minutes

License Builder

Automate your full license application

Compliance Dashboard

Track obligations across frameworks

Code Compliance

Scan your codebase against the rulebook

Infrastructure

Data Room

Encrypted storage for verification data

KYB Intake

Onboard prospects without procurement

Confide

Whistleblowing channel, turnkey

Integrations

Sumsub, LexisNexis, and more

Product previews

📄

License Builder

From zero to regulator-ready

See how ComplyBridge walks you through a full MiCA CASP application — from entity setup to final submission package.

See how it works →

🤖

Copilot

The AI that knows your firm

Reasons across the live EU rulebook and your own policies, KYB data, UBOs, and integrations.

Explore Copilot →

Frameworks we cover

Banking

Credit-institution obligations (CRD VI / CRR III)

Insurance

Solvency II · IDD · IRRD

PSD2 / PSD3

Payment Services Directive

EMD2

Electronic Money

MiFID II

Markets in Financial Instruments

MiCA

Markets in Crypto-Assets

DORA

Digital Operational Resilience Act

AML/CFT

AMLD → AMLR

← Back to regulators

🇲🇹Malta · EU member

Malta Financial Services Authority

MFSA · Financial supervisory authority

Birkirkarawww.mfsa.mt

Compare with another regulator

Activity Index

89/ 100

ProlificMethodology →

FY2025 · as of 31 December 2025Published figures unless marked

Employees575headcount

Annual budget€48.9moperating expenses

Supervised entities2,413authorised entities

Overview

The MFSA regulates a financial sector that generates 7.3% of Malta's economy — from a single authority of 575 people, one of the tightest supervisor-to-firm ratios in Europe. In 2025 it processed 1,094 applications, approved 1,023 authorisations, held 1,849 supervisory interactions and reviewed 1,400 due-diligence reports across 2,413 authorised entities. Everything below is the MFSA's own data, from its Annual Report 2025.

Regulated sectors

BanksPayment institutionsE-money institutionsCrypto-asset service providersInvestment firmsAsset managersInsurance companiesPension funds

Figures as published by Malta Financial Services Authority for FY2025. Source: MFSA Annual Report 2025 (Landing page: https://www.mfsa.mt/annual-report-2025/). Data as of 31 December 2025.

Leadership

Jesmond Gatt

Chairman

Kenneth Farrugia

Chief Executive Officersince 2023

Full board

Organisation (FY2025)

Employees

57590 international staff from 28 countries

Operating expenses

€48.9mFunded by €25.6m own income (fees & charges) and a €20.8m state subvention

Training

26,245 hours45.6 hours per employee on average

Pre-graduate programme

45 students

Activity 2025

Authorised entities

2,413

Applications processed

1,094

Authorisations approved

1,023

Supervisory interactions

1,849

Due-diligence reports

1,400

Enforcement actions

91Total penalties €570,673

Conferences & workshops hosted

Notable 2025

Sector weight

Malta's financial sector: €1.3bn in gross value added, 7.3% of national GVA, 6.2% of the workforce

Key legislation

Banking Act (Chapter 371)

Credit institutions

Financial Institutions Act

PIs / EMIs

Investment Services Act

MiFID II

MiCA Act (Malta) 2024

MiCA implementation

Registers, portals and publications

Public registers

Financial Services Register

Application portals

LH Portal

Recent publications

MFSA Annual Report 20252026-07-01Annual Report 20242025-04-25

Data as of 31 December 2025 · Source: www.mfsa.mt (authority website) + ComplyBridge researchActivity Index methodology →